Advertising
The TD Aeroplan Visa Infinite Card earns 1.5 Aeroplan points per dollar on gas, EV charging, groceries, and direct Air Canada purchases, plus 1 point per dollar everywhere else. It carries a $139 annual fee and bundles a first checked bag free on Air Canada flights for the cardholder and up to 8 travel companions.
New cardholders can access a welcome package worth up to $1,350 in combined value, including bonus Aeroplan points, a first-year annual fee rebate, and additional travel benefits. Aeroplan points don’t expire as long as you remain an active primary cardholder.
This card is built for Air Canada flyers who want Aeroplan points on everyday spending along with practical travel perks like free checked bags and a NEXUS fee credit.
Who This Card Makes Sense For
This card is a good fit if you:
- Fly Air Canada regularly and can use the free checked bag benefit for yourself and travel companions
- Meet the $60,000 personal or $100,000 household income requirement
- Spend regularly on gas, groceries, or EV charging, where the bonused 1.5x rate applies
- Have or are considering NEXUS membership, since the card offers a fee credit for it
It’s a weaker fit if you:
- Don’t meet the income requirement
- Rarely fly Air Canada and wouldn’t use the checked bag or Aeroplan-specific perks
- Want airport lounge access, since that’s reserved for TD’s higher-tier Aeroplan Visa Infinite Privilege card
Eligibility and Documents Needed
You’ll need a minimum personal annual income of $60,000, or a household income of $100,000, to qualify. You must also be a Canadian resident who has reached the age of majority in your province or territory.
Advertising
Beyond the income threshold, expect standard identification and employment details during the application.
How to Apply
You can apply online for an instant response, call 1-855-315-4325, book an appointment, or visit a TD branch in person.
Fees and Conditions
The numbers that matter most:
- Annual fee: $139 (waived the first year with the current welcome offer)
- Additional cardholder fee: $75
- Purchase interest rate: 21.99%
- Cash advance rate: 22.99%
TD’s page doesn’t disclose a specific foreign transaction fee for this card — check your cardmember agreement for the exact currency conversion terms if you shop internationally often.
Points earn at a bonused rate in a few everyday categories, with a flat rate elsewhere:
- 1.5 Aeroplan points per $1 on gas, EV charging, groceries, and direct Air Canada purchases
- 1.5 Aeroplan points per $1 at participating Hyatt hotels and resorts
- 1 Aeroplan point per $1 on all other eligible purchases
The welcome package currently offers up to $1,350 in combined value, including bonus Aeroplan points earned across an initial spending threshold, a first-year annual fee rebate, and additional travel-related benefits. Because the offer changes periodically, confirm the exact structure on TD’s page before applying.
Aeroplan-specific and travel benefits round out the card:
- First checked bag free (up to 23kg/50lb) on Air Canada flights for the cardholder and up to 8 travel companions on the same reservation
- NEXUS application fee rebate of up to $100, once every 48 months
- Complimentary Visa Infinite Concierge service
- Avis Preferred Plus status and discounts on car rentals
- Travel medical insurance up to $2 million for trips up to 21 days, plus trip cancellation, trip interruption, flight delay, and lost baggage insurance
The free checked bag benefit alone can offset a meaningful share of the annual fee for a family that flies Air Canada even once or twice a year, since checked bag fees typically run $30 to $50 each way per bag. Aeroplan points also don’t expire as long as the primary cardholder keeps the account active, which removes the pressure to redeem on a deadline.
Additional coverage includes mobile device insurance up to $1,000, purchase security and extended warranty protection, and auto rental collision coverage for rentals up to 48 days.
A family of four flying Air Canada round-trip with checked bags could save $240 to $400 in bag fees alone on a single trip, which on its own can exceed the card’s annual fee. That math gets stronger the more often the household travels, making this card particularly efficient for families who fly Air Canada more than once a year.
Frequently Asked Questions
How much luggage does the free checked bag benefit cover?
One checked bag up to 23kg (50lb) per person, for the cardholder and up to 8 travel companions on the same Air Canada reservation.
Do Aeroplan points expire?
No, as long as you remain an active primary cardholder on the account.
What income do I need to qualify?
A minimum personal annual income of $60,000, or a household income of $100,000.
Does this card include airport lounge access?
No, lounge access is reserved for TD’s higher-tier Aeroplan Visa Infinite Privilege card.
How does the NEXUS fee credit work?
You can get up to $100 CAD credited toward your NEXUS application fee, once every 48 months.
